November 16, 2017
Buying auto insurance can be a big decision, but it doesn’t have to be a choice that leaves you in confusion over what you have just purchased. This article can help you to navigate the difficult wording and terms that insurance companies seem to love to create, just to confuse you.
You should always make sure to tweak your auto insurance policy in order to save money. When you receive a quote, you are receiving the insurer’s suggested package. If you go through this package with a fine-tooth comb, removing what you don’t need, you can walk away saving hundreds of dollars annually. visit our website
Keep your record clean! Your driving record is the main thing that insurance companies look at when deciding what to charge you. It is more important than the car you drive and your credit rating together. Even getting a simple speeding ticket can set your premiums higher, so keep your nose clean!
When dealing with car insurance, you need to know what type of coverage you think you need. You can just get the bare minimum, and pay a lower out of pocket cost, though beware, if you are in a bad accident, you will end up paying more for it. You can go onto any car insurance website and see what they offer, and pick and choose what you think you will be needing.
If your child receives their driver’s license and you need to get insurance, make sure to ask if your insurer offers a good student discount. Your child will be motivated to keep his grades up in order to keep driving, and you will save money on your monthly premium fee.
If you are getting car insurance, it is important not to forget towing coverage. This is important because if you get into an accident or you are stuck somewhere, you do not want to be stuck paying towing costs. The rates for towing are usually not high for most insurance companies.
Pay a yearly sum for your automobile insurance. Some companies charge a little more to put their customers on a monthly billing plan. If you are able to pay off the bill in one lump sum for the year, you could save some money and you will have one less bill to worry about.
To make sure you’re getting fair pricing in your premiums, verify that your reported information is accurate in your policy. For example, ensure that the make/model of your vehicle is correct, the number of miles on the vehicle when you took out the policy, etc. Even your reported commuting distance is important as shorter commuting distances can have a positive effect on your premium savings.
With many insurance companies, teenagers have to pay more for auto insurance. This is because they are considered to be high risk drivers. In order to make auto insurance more affordable for teenagers, it may be wise to put them on the same insurance as a more experienced drive, such as their mother or father.
You already know how confusing the world of insurance can be. By reading this article and taking the time to learn about auto insurance and all that it entails, you can become an informed consumer. Insurance should always give you a sense of confidence and not a sense of confusion.
November 16, 2017
When we get into our cars, we assume certain responsibilities. The rules of the road are taught to us as teenagers and even before as our young minds observe adults driving. Certain courtesies pertain to whether we are driving a car, truck, motorcycle or scooter. Right-aways and general road rules to most of us are common sense, but it’s a big world with a lot of different interpretations as to what that really means.
Here in the US, we have a mutual understanding as to how to behave on the road, but that doesn’t always mean that everyone abides by the same set of rules. If you think the traffic in your area has gotten out of control, and you’re considering relocating, hold off calling a moving service until you’ve had a chance to check out some of these other outrageous roadways.
1. Toronto, Canada
Just next door. Canada is known for being so civilized yet it is also the parent of a an infamous superhighway that if one is not a confident driver it’s best to avoid. Can you say 401? Jammed everyday with commuters and other more fool hearty travelers, the 401 has sections around Toronto, where the lane count is 18 across. Passing on the right is totally acceptable, and if you catch it at the right time of day it’s mandatory that you have eyes in the back of your head.
2. Beijing, China
No surprises here. In a country which holds the most people on earth it’s a foredrawn conclusion that traffic would be a problem. With laws that are confusing, and over 5 million cars, congestion is an ongoing issue. If you take to the road at some point or another, it’s advisable that you let a native driver take the wheel. Nonetheless, you may still get caught in a traffic stall that could pile up for miles and last for days. Yes, days.
3. Paris, France
One of the most remarkable cities in the world, but when visiting, stick to the subway. Traffic in Paris is not for the faint of heart. The city is known for its roundabouts, but the trouble is they have no lane markers which leaves it up to anyone’s guess. Another issue adding to the congestion is lack of available parking. The roadways get very competitive as drivers peel head on towards accessible parking spots. The sudden stops and glaring red brake lights bring new meaning to the City Of Lights.
4. Mumbai, India
Again an overly populated country with lots of congestion caused by foot traffic, animal rights and old vehicles. To drive the streets of Mumbai one can never let down his guard given the lack of organized traffic rules. The rules may exist, but knowing what they are is anyone’s guess. One rule everyone, native as well as foreigner knows is cows have the right of way. The cow is considered sacred and hitting one is a grave penalty. The word that comes to mind is chaos. The Indians also have a love affair with their car horns, which makes the whole experience even more unnerving.
5. Washington, DC
The beltway that surrounds the District of Columbia is not necessarily void of traffic laws or lane markers. It is regularly patrolled and there are not usually cows slowing things up, but if you happen to find yourself in the rush, take some deep (albeit polluted) breaths and hang on. Keeping up with the steady flow of traffic, cruising at 95 miles is not unusual. If you go slower than the speed of traffic you can cause problems. This writer once found himself next to a Police cruiser going 95MPH and the officer never gave me a second glance.
Where have you driven that raised the hair on the back of your neck or tested your patience? Leave a comment below.